123rf Platform Terms and Conditions of Use

1Acceptance of Terms

By accessing or using any part of the 123rf platform, you enter into a binding agreement with 123rf under the terms described herein. This agreement takes effect upon registration or, where applicable, upon first use of any service made available through the platform.

123rf reserves the right to update these Terms and Conditions at any time. When this occurs, the last updated date will be revised, and for significant changes, registered users will be notified by email or via an on-platform notice. Continued use of 123rf after new terms are published constitutes acceptance of those changes.

2Eligibility and Registration

To create an account on 123rf and use its services, you must meet all of the following requirements:

• Be at least 18 years of age at the time of registration. 123rf does not accept accounts from minors under any circumstances.
• Have valid CPF issued by the Brazilian Federal Revenue Service (Receita Federal).
• Provide accurate, complete, and up-to-date information at the time of registration.
• Be a resident of Brazil or have lawful access to the platform from your country of residence.
• Not be subject to any legislation that prohibits participation in online betting activities.
• Not have been previously banned or had an account closed for violating these terms.

Each user may hold only an active account at 123rf. Opening multiple accounts — for any reason — is a serious violation of these terms and may result in the immediate closure of all accounts and the withholding of any pending balances pending a compliance review.

123rf conducts identity verification (KYC — Know Your Customer) as part of its platform security process. We may request additional documents such as a national ID, driver's license, or proof of address at any time, particularly before processing withdrawals above certain thresholds or in situations that require identity confirmation.

3Account Usage

You are responsible for keeping your login credentials — email and password — confidential, and for all activity that takes place on your account. Do not share your access details with anyone. 123rf is not liable for any losses resulting from unauthorized access to your account caused by your own negligence.

If you suspect unauthorized access, a compromised password, or any irregularity, contact 123rf support immediately at suporte@123rf.asia or via the live chat available on the platform.

123rf uses automated systems and manual review to detect suspicious behavior, including VPN use to mask location, account sharing, coordinated betting to exploit bonuses, and other practices that undermine platform integrity.

4Deposits

123rf accepts the following deposit methods for Brazilian users:

• Pix — instant, available 24 hours a day, 7 days a week, including holidays.
• Bank slip (boleto bancário) — settlement period of up to 1 business day.
• Credit and debit card — Visa and Mastercard issued by Brazilian banks.
• Mercado Pago — available to users with an active account on the platform.
• PicPay — available to users with an active account on the platform.
• TED Transfer — via Nubank, Itaú, Bradesco, Banco do Brasil, and other Brazilian financial institutions.

The minimum deposit is R$ 10.00. 123rf does not charge any fees on deposits. Any banking fees charged by your financial institution are the user's responsibility.

All deposits must be made from accounts or payment methods held in the name of the registered user. Deposits made by third parties may be blocked and the funds returned to their source without processing.

5Withdrawals

To request a withdrawal from 123rf, your account must be verified and the available balance must come from your own deposits or legitimate winnings from sports betting or casino games.

The standard withdrawal method is Pix, processed in under 3 minutes after the request, available 24 hours a day. Withdrawals to other payment methods are subject to each method's own processing times:

• Pix: up to 3 minutes
• TED transfer: up to 1 business day
• Credit/debit card: up to 5 business days

The minimum withdrawal is R$ 20.00. 123rf does not charge fees on withdrawals. 123rf may request additional identity verification documentation before processing high-value withdrawals or in cases where irregular activity is suspected.

Bonus balances that have not yet met the rollover requirements are unavailable for withdrawal until all promotion conditions are fully satisfied. Specific details for each bonus are described in the corresponding section of the terms and on the promotions page.

6Sports Betting Rules

Bets placed on 123rf are subject to the general rules below, supplemented by the sport-specific rules available on the platform:

• A confirmed bet is binding and cannot be canceled by the user after confirmation, except in specific cases provided for under the rules of the sport or market in question.
• The odds displayed at the time a bet is confirmed are the final odds, regardless of any subsequent market changes.
• If an event is cancelled, postponed indefinitely, or not completed within the timeframe set by 123rf's rules for that sport, all bets will be voided and the wagered amount returned to the user's balance.
• If an odds error occurs — for example, odds of 100.00 published for a highly probable outcome — 123rf reserves the right to void the affected bets and notify the users involved.
• Live bets are subject to brief automatic market suspensions during key moments in a match. Bets confirmed before a suspension are valid.
• 123rf covers football (Brasileirão Série A, Copa do Brasil, Copa Libertadores, and international competitions), volleyball (Superliga Banco do Brasil, Nations League, beach volleyball), MMA and UFC, e-sports (CS2, League of Legends, Valorant, Dota 2, Free Fire, and more), and basketball (NBB and international leagues), among other sports.

It is the bettor's responsibility to review the specific rules of each market before confirming a bet. Any questions about the rules of specific sports or markets can be clarified by 123rf support prior to confirmation.

7Live Casino, Slots and Crash Games

The casino games available on 123rf — including live roulette, blackjack, baccarat, slots, and crash games — are provided by certified, externally audited suppliers. Game outcomes are determined by random number generators (RNG) or by live processes overseen by human dealers, depending on the game type.

The following general rules apply to all casino games on 123rf:

• The return-to-player (RTP) percentage for each slot and game is available in the game information section within the platform.
• Technical failures — such as a connection drop during a live game — are handled in accordance with the rules of the game's provider. 123rf is not liable for losses caused by internet instability on the user's end.
• Casino game bets may or may not count toward bonus rollover requirements, depending on the rules of each specific promotion.
• The minimum and maximum bet limits for each casino game are shown directly in the game interface before each round begins.

8Bonuses & Promotions

123rf offers welcome bonuses, seasonal promotions, and special deals for active users. Each promotion has its own specific terms covering the rollover requirement, eligible markets, usage period, and eligibility criteria. These terms are published alongside each offer on the platform.

General rules that apply to all 123rf bonuses:

• The welcome bonus is available exclusively to new accounts that make their first deposit within the timeframe specified in the current offer.
• The bonus amount cannot be withdrawn directly — it must first be converted into withdrawable balance by meeting the specified rollover requirement.
• Bets on markets with odds below 1.50 may not count toward the rollover requirement, depending on the specific promotion's terms.
• Only one welcome promotion is permitted per CPF, address, device, or household.
• 123rf reserves the right to cancel bonuses if abuse is suspected, such as the creation of multiple accounts or coordinated betting among users.
• Unused bonuses that expire within their validity period are automatically removed from the balance and cannot be reactivated.

9Prohibited Conduct

The following conduct is expressly prohibited on the 123rf platform and may result in immediate account suspension, bet cancellation, and balance retention for review:

• Creating multiple accounts with the intent of accumulating bonuses or circumventing restrictions placed on an account.
• Use of automated software, bots, or automated betting systems that interfere with the normal operation of the platform.
• Match-fixing or any attempt to manipulate sporting results, by any means whatsoever.
• Coordinated betting across different accounts to secure favorable outcomes on both sides of a market (abusive arbitrage).
• Providing false information during registration or identity verification processes.
• Use of the platform for money laundering or any illegal activity under Brazilian law.
• Harassment, threats, or abusive behavior directed at 123rf staff or other users.
• Systematic and deliberate exploitation of technical flaws or odds publication errors.

123rf cooperates fully with relevant authorities in investigations involving unlawful activity identified on the platform.

10Account Closure and Suspension

You may request voluntary account closure at any time through 123rf support. Any available balance will be processed for return via standard withdrawal methods, following identity verification and confirmation that there are no pending bets or ongoing investigations.

123rf may suspend or close an account in the following situations:

• Violation of any provision of these Terms and Conditions.
• Suspected fraud, money laundering, or illegal conduct.
• Failure to provide documentation requested during the identity verification process.
• Extended inactivity, as defined by the applicable internal policy.
• Determination of competent regulatory authority.

In cases of account closure due to a terms violation, 123rf reserves the right to hold pending balances and bonuses for review, with formal notification to the user explaining the reasons and the process for contesting the decision.

11Privacy and Data Protection (LGPD)

123rf collects and processes users' personal data in accordance with the General Data Protection Law (Lei nº 13.709/2018 — LGPD). The types of data collected include registration details (name, CPF, email), identity verification data, transaction and betting history, and platform browsing and usage data.

Your information is used for:

• Providing the contracted services (betting, casino, payments).
• Identity verification and fraud prevention.
• Compliance with legal and regulatory obligations.
• Communications about promotions and platform updates (with the option to unsubscribe at any time).
• Ongoing product improvement and user experience enhancement.

123rf uses 256-bit SSL encryption on all transactions and stores data on servers with recognized security controls. Your data is never sold or shared with third parties for commercial purposes. Sharing only occurs when necessary to provide services (such as payment processors) or as required by law.

As a data subject, you have the rights provided under the LGPD: access, correction, portability, erasure, and objection to processing. To exercise any of these rights, contact us at suporte@123rf.asia.

For full details on how we handle your data, please see our Privacy Policy.

12Responsible Gambling

123rf believes betting should be a form of entertainment, not a source of financial or emotional hardship. That's why we provide users with a set of responsible gambling tools that can be activated at any time — either by the user themselves or through our support team:

• Deposit limit: set a daily, weekly, or monthly cap on deposits to your account. Once set, the limit can be lowered immediately; increases are subject to a 24-hour waiting period.
• Bet limit: cap per individual bet, applicable to Sports Betting and casino games.
• Temporary break: account suspension for 24 hours, 7 days, or 30 days, with no access or betting allowed during that period.
• Permanent self-exclusion: permanent account closure with a restriction on new registrations under the same CPF. Irreversible for a minimum period of 6 months.

If you feel your betting behavior may be becoming problematic, we encourage you to seek specialized support. 123rf's support team can point you to help organizations available in Brazil. Learn more on our Responsible Gambling.

13Limitation of Liability

123rf makes every reasonable effort to keep the platform available and running properly. However, we do not guarantee uninterrupted availability and are not liable for losses resulting from:

• Temporary service interruptions due to scheduled maintenance or technical incidents.
• Internet connection instability on the user's end.
• Betting decisions made based on incorrect information provided by sources outside the platform.
• Financial losses resulting from use of the services, which are inherent to the nature of betting and gambling.
• Unauthorized access to a user's account resulting from the user's own failure to protect their credentials.

Under no circumstances shall 123rf's total liability to a user, in any 12-month period, exceed the total amount deposited by that user during the same period.

14Changes to Terms and Governing Law

123rf reserves the right to modify these Terms and Conditions at any time. Significant changes will be communicated by email and/or via a notice on the platform with a minimum of 7 calendar days' advance notice, except in cases requiring immediate implementation for legal or security reasons.

These Terms and Conditions are governed by the laws applicable to the online betting market. For any disputes or questions of interpretation, 123rf's legal support team is available at suporte@123rf.asia for clarification before any formal proceedings.

For questions, complaints, or requests related to these terms, please contact 123rf:

• Email: suporte@123rf.asia
• Live chat: available on the platform, 24 hours a day
• WhatsApp: available to registered users